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🏡 June 2025 Market Update: Buckle Up—It’s Getting Interesting Again

If you're still losing sleep over inflation, rest easy. Headline inflation held at 1.7% in May. Sounds decent, right? But dig a little deeper, and you’ll find that a chunk of that inflation Read more

Are We There Yet? Real Estate Market Finds Itself in a Holding Pattern

Let’s start with the elephant in the room — interest rates. Many economists almost foresaw that the Bank of Canada would not cut its key policy rate in June. That alone has thrown a wrench into Read more

Condo Ownership in Ontario: What You Need to Know Before You Buy.

So, you're considering buying a condo in Ontario? It's a popular choice, especially in urban centers where single-family homes can be pricey. But before you dive in, it's crucial to understand the Read more

Why Are There So Many Different Mortgage Rates in Canada? It’s All About Risk.

You’ve likely seen mortgage ads that promise “as low as 3.99%!” But then you talk to a lender and somehow... your rate’s 4.69%. What gives? In Canada, mortgage rates aren’t Read more

How to Pick the Right Mortgage Term in 2025 – Surviving Economic Chaos

The interest rate uncertainty is nothing new, but 2025 is proving to be a rollercoaster ride unlike any other. At least during the 2008 Subprime Crisis and COVID-19, we knew central banks had to cut Read more

Choosing the Right Mortgage in 2025: Why I.D.E.A.S. Matter More Than Ever

Predicting interest rates for 2025 feels like trying to forecast the weather during a hurricane. With uncertainty swirling around the economy, mortgage decisions can feel overwhelming. As professiona Read more

Why “Time in the Market” Beats “Timing the Market” in Canadian Real Estate

Are We There Yet?  Navigating the Canadian Real Estate Landscape The question on every Canadian homebuyer, investor, and seller’s mind seems to be the same: Are we there yet? Is the real estate Read more

Why Loan-to-Income (LTI) Limits Make Mortgage Approvals Unpredictable

In a recent blog post, we explored the Loan-to-Income (LTI) limits introduced by OSFI and their potential to reshape the mortgage landscape. If you’ve read that post, you’re already familiar with Read more

BRRRR Investing in Canada: Master the Buy, Rehab, Rent, Refinance, Repeat Strategy for Real Estate Success

Introduction Canada’s stable real estate market, combined with favourable interest rates and rising demand for rentals, makes it an ideal landscape for real estate investors to employ the BR strate Read more
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