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Bond Market Update: Is the Tide Turning?

Bond Market Update: Is the Tide Turning?

October 8th 2024 For those of you keeping a close eye on bond yields, you might have noticed an unexpected shift over the past few weeks. While many anticipated rates to head lower, the 5-year Government of Canada Read more

Refinancing Your Mortgage as a Self-Employed Borrower: Unlocking Financial Benefits

Refinancing Your Mortgage as a Self-Employed Borrower: Unlocking Financial Benefits

July 9th 2024 One of the primary advantages of refinancing your mortgage is the potential to secure a lower interest rate, which can significantly decrease your monthly payments. For self-employed individuals Read more

Understanding Mortgage Payments: Timing, Renewal, and Interest Rates

Understanding Mortgage Payments: Timing, Renewal, and Interest Rates

July 2nd 2024 Mortgage payments are an essential part of your financial responsibilities after purchasing a property. However, understanding when and how these payments are due can be confusing, even for seasoned Read more

The Impact of Credit on Your Mortgage

The Impact of Credit on Your Mortgage

June 19th 2024 Understanding the role of your credit score in securing a mortgage is crucial for any potential homebuyer in Canada. Your credit score not only affects your ability to get a mortgage but also the ter Read more

Financing Options for Self-Employed Real Estate Investors

Financing Options for Self-Employed Real Estate Investors

June 12th 2024 Navigating the real estate investment landscape as a self-employed individual comes with its unique set of challenges, primarily when securing traditional financing. This blog delves into creative Read more

How the Bank of Canada’s Rate Cuts Impact Us.

How the Bank of Canada’s Rate Cuts Impact Us.

June 8th 2024 The Bank of Canada has started its rate-cut cycle, which can run up to 2%—2.5% overall when it is done. This easing cycle reverses the painful situation for homeowners, Bankers, Business Owners, Read more

Unlocking Your Home’s Value: A Comprehensive Guide to Accessing and Leveraging Home Equity

Unlocking Your Home’s Value: A Comprehensive Guide to Accessing and Leveraging Home Equity

May 28th 2024 Homeownership is more than just a roof over your head; it's a significant investment and a potential source of financial leverage. For many homeowners, the biggest chunk of their wealth is tied up in Read more

Are Hefty CMHC Premiums for a 30-Year Insured Mortgage Worth It?

Are Hefty CMHC Premiums for a 30-Year Insured Mortgage Worth It?

May 23rd 2024 Starting August 1st, 2024, first-time homebuyers looking at new constructions have a new option to lower their payments: 30-year amortizations for CMHC-insured mortgages. But is this option really Read more

Securing a Mortgage as a Self-Employed Homebuyer: What You Need to Know

Securing a Mortgage as a Self-Employed Homebuyer: What You Need to Know

May 14th 2024 Being self-employed should not stand in the way of buying a home, although it may present some unique challenges during the mortgage application process. Lenders often require more comprehensive Read more

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