Personalized Mortgage Advice. Real-World Experience.
🏡 About me:
I’m Marlon Fernando — Founder, Mortgage Advisor, and someone who’s walked in your shoes.
I know what it’s like to be self-employed and not fit neatly into the boxes lenders like. I’ve seen how overwhelming it can be to try accessing the equity in your home while juggling life, business, and everything in between. And as a real estate investor myself, I’ve learned how the right mortgage strategy can unlock opportunity — or limit it.
That’s why I built Mortgage Fernando Inc. — to simplify the process for people like you.
🙌 We’re Not Your Average Brokerage
Most mortgage experiences feel like a transaction. At Mortgage Fernando Inc., we treat it like a strategy.
Whether you're navigating complex income, unlocking equity to get ahead financially, or looking to invest smartly, we’re here to make sure the numbers work for your life.
We don’t push products. We provide clarity.
We don’t chase rates. We build strategies.
We don’t talk at you. We advise alongside you.
🧠Our Philosophy: Mortgages Should Empower You
Every mortgage has two sides:
The numbers (rates, terms, approvals)
The story (your goals, risks, and what’s at stake)
We believe you deserve advice that blends both. Our job is to help you make the smartest possible move, whether that means refinancing, rethinking your current path, or mapping out your next step with confidence.
Why You Should Choose Our Team.
At Mortgage Fernando Inc., we take a team-based approach to delivering the best mortgage solutions. As your Mortgage Advisor, I develop a tailored mortgage strategy for each client, and my team of dedicated Mortgage Experts ensures seamless execution, handling every detail from application to funding. Together, we simplify the mortgage process, making it stress-free, efficient, and customized to your financial goals.
Whether you're purchasing a home, refinancing, or tapping into your equity, our team works collaboratively to match you with the right mortgage solution, without the hassle.
What You Can Expect From Us.
âś… Tailored Mortgage Strategies. We take the time to understand your financial situation, homeownership goals, and long-term plans, ensuring the right mortgage solution for you.
âś… Access to Multiple Lenders. With our strong partnerships across major banks, credit unions, and alternative lenders, we secure competitive rates and flexible options suited to your needs.
âś… Seamless, Stress-Free Process. From strategy to approval and funding, our team ensures that every step of your mortgage journey is smooth and transparent.
âś… Expertise in Self-Employed & Complex Cases. If you're self-employed, a business owner, or have a unique income structure, we specialize in securing mortgage approvals that traditional banks often overlook.
✅ Long-Term Support & Guidance Our relationship with you doesn’t end at funding—we provide ongoing support, helping you navigate future mortgage needs and financial opportunities.
Let’s Build the Right Mortgage Strategy for You
Your mortgage is one of the biggest financial decisions you’ll make—we’re here to ensure you make the right one. Let’s discuss your options and develop a strategy tailored to your financial success.
©2025 Mortgage Fernando Inc. All rights reserved.
Mortgage Fernando Inc.
Mortgage Brokerage. FSRA Lic # 13620
Tel: +1 (647) 977-8800
Email: team@mortgagefernando.com