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Category: Mortgages (12 posts)

Multi-Family Lending: What You Need To Know About Hard Money Loans in Vaughan, Ontario

Multi-Family Lending: What You Need To Know About Hard Money Loans in Vaughan, Ontario

March 1, 2021 | Posted by: Marlon Fernando Mortgage Team

Multi-Family Lending: What You Need To Know About Hard Money Loans Multi-family real estate is one of the most popular investments for both newbie and seasoned investors. Buyers in the past used trad ...

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Why Borrowers May Choose a Private Mortgage in Ontario

Why Borrowers May Choose a Private Mortgage in Ontario

February 17, 2021 | Posted by: Marlon Fernando Mortgage Team

Why Borrowers May Choose a Private Mortgage When most people want to buy a home, they get a list of local banks and mortgage companies to start comparing the available financing options. However, the ...

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How to Handle a Mortgage After a Separation or Divorce

How to Handle a Mortgage After a Separation or Divorce

February 5, 2021 | Posted by: Marlon Fernando Mortgage Team

Mortgage Life After Separation and Divorce Separation and divorce present many challenges. It's a situation you likely never thought you'd never be in, but now there are personal and financial conseq ...

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Dec 9-2020 Bank of Canada will maintain current level of policy rate until inflation objective is achieved, continues its quantitative easing program

Dec 9-2020 Bank of Canada will maintain current level of policy rate until inflation objective is achieved, continues its quantitative easing program

December 9, 2020 | Posted by: Marlon Fernando Mortgage Team

The Bank of Canada today maintained its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. ...

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Bank of Canada will maintain current level of policy rate until inflation objective is achieved, recalibrates its quantitative easing program

Bank of Canada will maintain current level of policy rate until inflation objective is achieved, recalibrates its quantitative easing program

October 28, 2020 | Posted by: Marlon Fernando Mortgage Team

The Bank of Canada today maintained its target for the overnight rate at the effective lower bound of ¼ percent, with the Bank Rate at ½ percent and the deposit rate at ¼ percent. ...

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Bank of Canada maintains commitment to current level of policy rate, continues program of quantitative easing

Bank of Canada maintains commitment to current level of policy rate, continues program of quantitative easing

September 9, 2020 | Posted by: Marlon Fernando Mortgage Team

The Bank of Canada today maintained its target for the overnight rate at the effective lower bound of ¼ percent. The Bank Rate is correspondingly ½ percent and the deposit rate ...

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Reverse Mortgages – Impact on Heirs in Pickering, Ajax, Oshawa, Whitby, Ontario

Reverse Mortgages – Impact on Heirs in Pickering, Ajax, Oshawa, Whitby, Ontario

September 2, 2020 | Posted by: Marlon Fernando Mortgage Team

How do Reverse Mortgages Affect Canadian Heirs? For Canadian seniors, there is a great way to get the most out of the equity in their homes. Home prices tend to rise, and equity builds in the prope ...

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Fixed Rate or Variable Rate?

Fixed Rate or Variable Rate?

August 26, 2020 | Posted by: Marlon Fernando Mortgage Team

Should I get a fixed-rate mortgage or a variable rate mortgage? I get this question often from my mortgage clients. It might sound like a trick question but in reality, there is no correct answer. ...

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Top 3 Home Improvement Ideas to Increase the Value of Your Home in Pickering, Ajax, Oshawa, Whitby

Top 3 Home Improvement Ideas to Increase the Value of Your Home in Pickering, Ajax, Oshawa, Whitby

August 18, 2020 | Posted by: Marlon Fernando Mortgage Team

Homeowners are often excited about home renovations and updates. Some property owners also use that opportunity to fulfill their wish lists, such as adding a master bedroom or hardwood flooring. Wit ...

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Should You Pay Off Your Mortgage Early?

Should You Pay Off Your Mortgage Early?

July 23, 2020 | Posted by: Marlon Fernando Mortgage Team

It's a dream to be able to pay off your mortgage early, but is there a downside?  While it sounds like a great idea, there are some factors to consider before doing so.  This article will ex ...

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Should You Spend the Full Mortgage Amount You're Approved For?

Should You Spend the Full Mortgage Amount You're Approved For?

June 25, 2020 | Posted by: Marlon Fernando Mortgage Team

Before you start shopping for a new home, you'll need to know exactly how much house you can afford. Otherwise, you could end up in a home that is way out of your budget. What you qualify for may not ...

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Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

Take Advantage of Low Interest Rates – Refinance Your Mortgage Today!

June 18, 2020 | Posted by: Marlon Fernando Mortgage Team

Borrowers are loving the current record low interest rates, and homeowners stand to benefit even more. If you bought your home more than a few years ago, you could probably benefit from a refinance ...

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